Personal Insurance

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What Does a Home Policy Cover?

Risk comes in many forms. From the house itself to your belongings to the people you invite in, the right kind of coverage can limit the things you have to worry about.

  • Protect What's Yours

    A lot goes into making a house a home. We provide coverage for the building, your possessions and any other structures on your property.

  • Always Feel Protected

    Should you have to relocate temporarily, we can help cover your extra expenses.

  • Be A Good Host

    Our coverage provides for personal liability and medical payments to others should someone suffer a covered injury on your property.

More Than Just an Insurance Agency

We believe working with an insurance company is about more than just products. You’re not just buying a policy, but gaining an ally in protecting your home and family.

  • Find Clarity – We’ll help you understand your coverage.

  • There When You Need Us – Our convenient claims service stands ready and waiting.

  • Benefits Beyond Coverage – Earn rewards and discounts for things like bundling policies.

  • Annual Reviews – A periodic check up ensures your coverage is up-to-date.

You call it home, we can help protect it

The right homeowners insurance coverage can help make sure your home never becomes a hassle.

More Than Just Auto Insurance

The right car insurance does more than just process claims and cut checks. It helps you keep your work, life and family going. Here are some ways our policies can help.

  • Rentals to keep you going

    For comprehensive and/or collision customers, car rental is included at no additional charge.

  • Multiple coverages. One deductible.

    Cover your vehicles and home with us and you’ll only pay one deductible if they’re damaged or destroyed in the same occurrence.

  • Find better outcomes

    We can discount or completely waive your deductible if you’re involved in an accident with another vehicle also insured by an American National company.

  • Aftermarket is not an afterthought

    We’ll cover up to $2,000 of customized equipment on your vehicle with our Comphrehensive & Collision Coverage.

Get Personalized Reccomendations

Our endorsements give you that extra level of control and customization of your policy to help make your insurance more personal.

  • Roadside Assistance – Add a little coverage and feel better with 24-hour assistance

  • Gap Insurance – If your vehicle is totaled, we can help fill the gap between how much you owe and what it’s worth

  • ACE Insurance – Chat with your agent to see what our Added Coverage Endorsement can do to help cover replacement parts to damaged vehicles

Bundle & Save

We make it worth your while to have multiple types of insurance with us.

  • Get cash back for good behavior – If you insure both your vehicle and your home with American National and remain claim free for three consecutive years, we’ll send you a check for a percentage of your eligible home and auto premiums paid three years prior. You’ll receive a check each year thereafter that you remain claim free*.

  • Good things come in threes – When you have three lines with us, (auto, home and life) you’ll save even more on your auto and home premiums. Get a free quote.

Customer Testimonials
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