Business Insurance

Insuring your profit engine

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Commercial Property Coverage

Understanding what property your business owns, what rights your business has, and what your business is entitled to is important. That’s why Dustin Dickens Agency offers multiple coverage options to protect:

  • Buildings, permanently installed equipment and outdoor fixtures

  • Computer systems, electronic media, including valuables

  • Property in transit or temporarily off premises

  • Accounts receivable

  • Employee dishonesty, forgery or alterations

  • Money and securities, on or off premises

  • Buildings, permanently installed equipment and outdoor fixtures

Liability Insurance

Mitigate the impact of damages, lawsuits, medical expenses and anything else you’re held responsible for, on or off the premises.

  • Helps with costs to defend and settle claims against your business, including property damage and bodily injury.

  • Fire legal liability/damage to premises rented by you

  • Medical expenses

  • Hired and non-owned auto

  • Primary and noncontributory coverage

Workers Compensation

A business is only as good as its employees. Make sure yours know they’re valued with an insurance plan that helps replace lost wages and pays for medical treatment should they suffer a work-related injury.

Pension Plan

When it comes to putting together a pension package that is best for your business, we make it simple. You supply the information – we’ll take care of the rest.
Pension plans can include:

  • 412(e)(3) Plans

  • 401(k) Plans

  • Cross-Tested Profit-Sharing Plans

  • Cash Balance Plans

  • Complete Plan Administration

Commercial Auto Insurance

Your vehicles are an extensions of your business. Proper coverage allows you to rest easy knowing your business is well covered, wherever it goes.

You can’t be everywhere at once — that’s where we come in:

  • Drive Responsibly – Accidents happen, but we can limit your exposure once they do with liability coverage for bodily injury and property damage

  • Additional Help – If vehicles are damaged outside of an accident, there are options to help keep you covered.

  • Call A Doctor – We can help with medical payments to those who suffer injuries out on the road

  • Personal Injury Protection – Our policies can help cover your business — from medical expenses to lost wages — in the event of an accident.*

Loss of income

Following an accident, we can help bridge the gap for extra expenses you incur or potential profits you miss out on.


Protect against costs to fix damaged data and systems after a cyber attack.

Commercial Umbrella

An umbrella insurance policy provides a low-cost means for obtaining coverage that picks up where your other policy limits end.

Employer Stop Loss

A self-insure health insurance plan puts small business owners at risk of significant losses resulting from catastrophic claims. We can help limit exposure.

Customer Testimonials
We Mean Business

Put your focus on your bottom line. Reach out to explore these options and more with our small business experts.

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